Zomwe ndakumana nazo ndi khadi lachipatala

Poyamba, ndinkakayikira kulembetsa ku chithandizo cha khadi lachipatala chifukwa cha mtengo wachuma, koma pambuyo pa chidziwitso changa chaumwini, ndinazindikira phindu lenileni ndi kufunikira kwakukulu kwa khadili popereka chitonthozo ndi chitetezo cha thanzi kwa ine ndi banja langa.

Pogwiritsa ntchito khadi lachipatala, ndimatha kupeza zipatala zambiri, zipatala ndi zipatala zapadera, zomwe zimapereka chithandizo chawo mwapamwamba kwambiri komanso mwaluso kwambiri.

Khadilo linandilolanso kuti ndipindule ndi kukaonana ndi achipatala, kuyezetsa magazi pafupipafupi ndi kulandira chithandizo choyenera popanda kudera nkhawa za ndalama zokwera mtengo, chifukwa khadilo limapereka gawo lalikulu la ndalama zimenezi malinga ndi dongosolo la thanzi losankhidwa.

Kuphatikiza apo, khadi lachipatala lathandizira njira yopezera odwala komanso kuchepetsa nthawi yodikirira, kuwonetsa chidwi chopereka chithandizo mwachangu komanso moyenera kwa omwe ali ndi makhadi.

Makhadi a chisamaliro chaumoyo

Pali zabwino zambiri zomwe zimaperekedwa ndi khadi lachipatala, zomwe zidandipangitsa kuti ndiyese kugwiritsa ntchito khadi la Arab Takaful.

Chimodzi mwazinthu zofunika kwambiri ndikuti imavomerezedwa chaka chonse, ndipo imapereka kuchotsera kuyambira makumi awiri peresenti kapena kupitilira apo. Mutha kupindulanso ndi kuchotsera kwake m'mabungwe azachipatala opitilira 1730.

Khadi likupezeka kwa okhalamo ndi alendo pansi pamikhalidwe yomweyi Limaperekanso kuyezetsa mwachangu ndi malipoti apompopompo popanda kufunikira kwa zivomerezo zam'mbuyomu kapena makalata otumizira achipatala. Malipiro amapangidwa ndi ndalama popanda kufunikira kopereka zikalata kapena zikalata.

Kuipa kwa khadi laumoyo

Khadi la Arab Takaful limaphatikizanso zovuta zina ngakhale zabwino zake. Mwachitsanzo, khadi laumoyoli limaloledwa kuperekedwa kwa munthu m'modzi pabanja.

Komanso, mitengo yochotsera zoperekedwa ndi khadi imasiyanasiyana kuchokera ku chipatala chimodzi kupita ku china, zomwe zikutanthauza kuti wopindula sadzalandira kuchotsera kokhazikika m'zipatala zonse.

Migwirizano ndi zikhalidwe zopezera khadi la Arab Takaful

Kampani ya Arab Takaful imafuna kuti njira zingapo zikwaniritsidwe kuti apeze khadi lachipatala, chifukwa kuchotsera komwe kumaperekedwa m'zipatala kumasiyana malinga ndi mtundu wa chithandizo chamankhwala chomwe chimaperekedwa komanso wosamalira yekha.

Kuphatikiza apo, mwini khadiyo ayenera kulipira chithandizo chamankhwala chomwe amalandira, ndi kuthekera kopeza kuchotsera pamitengo imeneyi ngati atafunsidwa m'njira yoyenera.

Zimafunikanso kuti opindula apite ku webusayiti ya kampaniyo kuti aphunzire zonse zomwe zikuyenera kuchitika kuti apindule ndi ntchitozo. Khadi laumoyo liyenera kuwonjezeredwa pasanathe masiku khumi ndi asanu lisanathe.

Ndikoyenera kudziwa kuti khadili sililowa m'malo mwa inshuwaransi yazaumoyo ndipo lingagwiritsidwe ntchito ndi munthu amene adalembetsedwa kukhala mwini wake.

Ndalama zopezera khadi ndi ndalama zilizonse zolembetsa sizingabwezedwe kapena kusamutsidwa. Ngati munthu akumana ndi chithandizo chosayenera kapena kuwonongeka kwa thanzi, kampaniyo siyikhala ndi mlandu pazowonongeka zomwe zabwera.

Health Takaful Card Specialties

• ICSI ndi njira yothandizira maanja omwe akukumana ndi zovuta zakubala.
• Kulimbana ndi matenda osachiritsika kumafuna njira yochiritsira yosalekeza komanso kutsatira mosamalitsa.
• Odwala khansa amapatsidwa mankhwala a chemotherapy ndi cholinga chochotsa maselo a khansa.
• Maopaleshoni a maso, monga chithandizo cha ng’ala, amathandiza kubwezeretsa masomphenya.
• Odwala matenda a impso ayenera kuyeretsa magazi awo kudzera mu dialysis nthawi zonse.
• Kupereka chithandizo chamankhwala pamavuto a mano kumaphatikizapo kuzindikira vuto ndi kupereka chithandizo choyenera.
• Kuika catheter yodziwira matenda kumathandiza madokotala kufufuza mitsempha ya magazi ndi kuzindikira matenda.
• Thandizo lolimbitsa thupi limathandizira kwambiri kulimbikitsa kuchira komanso kuyenda bwino.
• Kupanga ma X-ray ndi kuyezetsa zamankhwala kumapereka chidziwitso cholondola chothandizira zisankho zachipatala.

Zolemba zofunika kuti mupeze khadi la Arab Takaful la Saudis

• Dzina lonse lili ndi mawu atatu.
• Nambala yodziwika.
• Tsiku, mwezi ndi chaka chimene munabadwa.
• Nambala yanu yolumikizirana.

Zolemba zofunika kuti mupeze khadi la Arabic Takaful kwa anthu ochokera kunja

• Pasipoti yovomerezeka iyenera kukhalapo mukafunsira.
• Visa yokhalamo yovomerezeka ndiyofunikira.
• Wopemphayo ayenera kupereka zithunzi ziwiri zaposachedwa.
• Fomu yapadera yofunsira khadi lachipatala iyenera kudzazidwa ndikusainidwa ndi wopemphayo.
• Ndikofunikira kuchita mayeso azachipatala ku malo ovomerezeka ndi Unduna wa Zaumoyo ku Saudi ndikupereka zotsatira.
• Chikalata chotsimikizira ndalama zomwe amapeza pamwezi ziyenera kutumizidwa, monga chikalata chamalipiro kapena kope la mgwirizano wantchito.
• Komanso, umboni wa nyumbayo uyenera kumangirizidwa, monga bili yaposachedwa ya magetsi, madzi, kapena foni.
• Pomaliza, perekani ndalama zolipirira kuti mupereke khadi.

Zolemba zofunika kuti munthu apeze khadi lachipatala la oyendayenda

• Chikalata chovomerezeka.
• Tsiku lobadwa.
• Nambala yolumikizira.

Migwirizano ndi zikhalidwe za Arabic Takaful Card

Kampani ya Takaful Arabia imapereka makhadi azaumoyo omwe amakhala ndi zinthu zomwe ogwiritsa ntchito ayenera kudziwa:

• Kuchotsera komwe kumaperekedwa kumasiyana malinga ndi mtundu wa ntchito komanso malo azachipatala omwe amapereka chithandizo.
• Okhala ndi makhadi amayenera kulipira ndalama zokhudzana ndi chithandizo chamankhwala chomwe amalandira.
•  Ngati dongosolo lapadera lapangidwa, ogwiritsa ntchito atha kupeza kuchotsera pamtengo woyambira.
• Chikwatu chilipo chomwe chimawonetsa malo ndi madotolo omwe ali ndi makontrakitala ndi kampaniyo.
•  Mamembala a Utumiki akuyenera kupita patsamba la Kampani pafupipafupi kuti awonenso Migwirizano ndi Zikhalidwe zaposachedwa.
• Kukonzanso kwa khadi ndikofunikira ndipo kuyenera kuchitika mkati mwa masiku khumi ndi asanu isanathe.
•  Khadilo silikhala m’malo mwa inshuwalansi ya umoyo.
•  Khadi ndi laumwini ndipo silingagwiritsidwe ntchito ndi wina aliyense kupatula mwini wake.
• Ndalama zolembetsera ndizosabweza ndipo sizitha kubwezedwa.
• Kampaniyo siyikhala ndi mlandu pazolakwa zachipatala kapena kuwonongeka kwaumoyo komwe kungachitike chifukwa cha chithandizo chomwe eni ake amalandila.